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— A Notice From The Publishers —

Terms of Service

Plainly stated · Honestly observed
Vol. I · No. 2 Catsoutofthebag.com Last Updated · April 2026
▸ Legal · Course Enrollment Agreement

Terms & Conditions

The agreement between you and Virtual Anchor when you enrol in the course. Read carefully before you sign on.
By Virtual Anchor  ·  Operated by Dwain Berlin
Article I

Agreement to These Terms

By accessing this website or purchasing any course or product offered by Virtual Anchor, operated by Dwain Berlin, you agree to be bound by these Terms and Conditions. Please read them carefully before enrolling. If you do not agree with any part of these terms, please do not use this website or purchase our products.

Article II

About the Course

Cats Out of the Bag — Definitive Local SEO is an educational course created and delivered by Dwain Berlin through Virtual Anchor. The course is designed to teach local search engine optimization skills to individuals interested in building a digital marketing practice.

Course content is delivered digitally, via video modules released on a monthly schedule. By enrolling, you agree that you understand and accept the monthly release structure as described on the sales page.

Article III

Enrollment and Payment

Enrollment in the course requires payment of the founding member fee as stated at the time of purchase. The current pricing structure is:

All prices are stated in USD. You are responsible for any currency conversion fees charged by your bank or payment provider.

Article IV

Cancellation Policy

You may cancel your monthly payments at any time with no penalty and no contract obligations. Upon cancellation, you will retain access to all course modules that have already been released and unlocked during your enrollment period. No further monthly charges will be made after cancellation is confirmed.

To cancel, contact us using the details at the bottom of this page.

Article V

Refund Policy

"There are no refunds on this course. Once you have accessed the material, you have received knowledge that cannot be returned."

This is not a consumer protection waiver — it is an honest acknowledgment of the nature of educational content. If you are not certain you are ready to commit to using this course, we encourage you to wait until you are before enrolling.

This refund policy is consistent with Canadian consumer protection guidelines for digital educational products where the content has been accessed and consumed.

Article VI

Intellectual Property

All course content — including video lessons, written materials, PDF summaries, checklists, AI prompt templates, and any other resources provided — is the intellectual property of Dwain Berlin / Virtual Anchor. All rights are reserved.

You are granted a personal, non-transferable licence to access and use the course materials for your own business education. You may not:

Violation of these terms may result in immediate termination of your course access without refund.

Article VII

Results Disclaimer

The course teaches proven SEO techniques and strategies. However, individual results will vary based on your market, your clients, the effort you apply, and factors outside our control including changes to search engine algorithms.

Nothing in this course constitutes a guarantee of income, rankings, or client acquisition results. Any examples of results shared on the sales page or within the course are illustrative of what is possible — they are not promises or guarantees of what you will achieve.

Your success depends on your own commitment, effort, and application of the material.

Article VIII

Limitation of Liability

To the fullest extent permitted by applicable law, Virtual Anchor and Dwain Berlin shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this course or website, including but not limited to loss of income, loss of data, or business interruption.

Our total liability to you for any claim arising from your use of this course shall not exceed the total amount you have paid for the course at the time of the claim.

Article IX

Third-Party Tools and Services

This course references and recommends various third-party tools, software, and platforms. We are not affiliated with or responsible for these third-party services. Their availability, pricing, and functionality may change without notice. Any costs associated with third-party tools are your own responsibility.

Article X

Governing Law

These Terms and Conditions are governed by the laws of Canada. Any disputes arising from these terms or your use of this website shall be subject to the jurisdiction of the applicable Canadian courts.

Article XI

Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. When we do, the "Last Updated" date at the top of this page will be revised. Your continued use of the course or website after any changes constitutes your acceptance of the updated terms.

Correspondence

Contact Us

If you have any questions about these Terms and Conditions, or if you need to cancel your enrollment, please contact us:

Virtual Anchor
Operated by Dwain Berlin
catsoutofthebag.com
Email: dwainberlin [at] virtualanchor.ca

— We aim to respond to all enquiries within 3 business days. —

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